Policies

Investopia is a brand name, registered under Tour De Force Investments Private Limited, working as a pure marketplace in the unlisted segment facilitating buying and selling of unlisted, pre-IPO and delisted securities.

For these Policies, wherever the context so mentions "Client", "You" or "Your", shall mean any natural or legal person who has agreed to visit our website and/or performs a transaction through our platform Investopia, by providing their information while registering on the platform as a user. Investopia allows any person to surf the website without registering on the website. The term "We", "Us", "Our" and "Team Investopia " shall mean Investopia and/or Tour De Force Investments Private Limited. 

Terms of Use

By visiting our site, you are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. Your continued use of Investopia means that you accept any new or modified terms and conditions that we come up with.

General terms & conditions

All the investments and disinvestments decisions made by the clients are based on their own evaluation of the company/companies they invest in. Investopia or any of its officers, directors, partners, employees, agents, subsidiaries, affiliates, or business associates are not liable for any losses, cost, or damage incurred by the Client resulting upon relying on investment information, research opinions, advice, or any other material/insights/information/memes whatsoever on the web site, social media handles, literature, brochure issued by Investopia or any related entities/partners.

It is suggested that independent professional advice should be taken into considerations before making any investment decision. The Client also acknowledges that employees of Investopia are not authorized to give any such investment advice and that the Client will not solicit or rely upon any such advice from Investopia or any of its employees.

Registration

By registering, you agree that you are knowingly sharing your personal information with us for the purpose of sharing with a broker or, brokers chosen by you and that you are aware that the said broker or, brokers chosen by you, shall use your contact details shared by us with them, to contact you for selling their legitimate products and services to you.

Delays in services

Neither Investopia (including its directors, employees, affiliates, agents, representatives, or subcontractors) shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. Investopia shall have no responsibility to provide you access to Investopia while interruption of Investopia is due to any such cause shall continue.

Liability disclaimer

You expressly agree that the use of the website is at your sole risk.

The contents, information, software, products, features, and services published on this website may include inaccuracies or typographical errors. Changes are periodically added to the contents herein. Investopia and/or its respective suppliers may make improvements and/or changes to this website at any time. This website may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. Investopia (and its owners, suppliers, consultants, advertisers, affiliates, partners, employees, or any other associated entities, all collectively referred to as associated entities hereafter) shall not be liable to the user or member or any third party, in case Investopia exercises its right to modify or discontinue any or all the contents, information, software, products, features and services published on this website.

Investopia and/or its respective associated entities make no representations about the suitability of the contents, information, software, products, features, and services contained on this website for any purpose. All such contents, information, software, products, features, and services are provided "as is" without warranty of any kind. Investopia and/or its associated entities hereby disclaim all warranties and conditions regarding these contents, information, software, products, features, and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, and availability.

In no event shall Investopia  and/or its associated entities be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of or in any way connected with the use of this website or any consequences arising out of information submitted by you or with the delay or inability to use this website, or for any contents, information, software, products, features and services obtained through this web site, or otherwise arising out of the use of this web site, whether based on contract, tort, strict liability or otherwise, even if Investopia  or any of its associated entities has been advised of the possibility of damages.

Information disclaimer

You acknowledge that the information provided through Investopia is compiled from sources, which are beyond the control of Investopia. Though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and Investopia does not warrant the accuracy or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, you acknowledge Investopia  expressly disclaims any and all warranties, whether expressed oral, implied, statutory, or otherwise, of any kind to the users and/or any third party, including any implied warranties of accuracy, timeliness, completeness, merchantability, and fitness for a particular purpose, as well as any warranties arising by virtue of custom of trade or course of dealing and any implied warranties of title or non-infringement. In addition, Investopia, in providing the information makes no endorsement of any particular security, market participant, or brokerage. Further, Investopia does not represent or warrant that it will meet your requirements or is suitable for your needs.

Under this user agreement, you assume all risk of errors and/or omissions in Investopia, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of Investopia, including the information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the user agreement. You agree that Investopia (including its and their officers, directors, employees, affiliates, group companies, agents, representatives, or subcontractors) shall not, in any event, be liable for any special, incidental, or consequential damages arising out of the use or inability to use Investopia for any purpose whatsoever. Investopia and its affiliates, officers, directors, employees, and agents shall have no liability in tort, contract, or otherwise to the user and/or any third party.

Privacy policy 

The User's right to privacy is of paramount importance to Investopia. Any information provided by the User will not be shared with any third party, except for the intended purpose for which such information is provided by the User, in which case User’s consent is implied. Investopia reserves the right to use the information to provide the User a more personalized online experience.

At Investopia, we are strongly committed to protecting the personal and financial information that you submit to us. This information is provided when you register to receive certain services or products, such as online share trading. The personal information we get from you will help us provide you with improved services and products that match your needs as closely as possible.We shall not sell your personal information to any third party.

We, at Investopia, acknowledge and accept that the personal details that you impart to us, are to be kept in strict confidentiality and to use the information only in a manner that would be beneficial to our customers. We consider our relationship with you as invaluable and strive to respect and safeguard your right to privacy. We shall protect the personal details received from you with the same degree of care, but no less than a reasonable degree of care, to prevent the unauthorized use, dissemination, or publication of this information as we protect our own confidential information of a like nature. We shall use the personal information to improve our service to you and to keep you updated about our new product or information that may be of interest to you. The information collected from you would be used in the right spirit and context in which it is intended to be used. Your information would be used by us to process your trading request and to carry out the settlements of your obligations. To ensure the security of access to the personal information and transaction details, access to the secured zone of our website is restricted by the unique login ID and Password selected by you. You should be very careful in handling the ID and password and you should ensure that you do not reveal it to anybody, nor do you keep it in writing. You should keep changing your password periodically.

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Dispute resolution

If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, or have any issues related to transaction or delivery of securities, you can call us at +91 46465250.

You can also drop us a mail at bazaar@theinvestopia.com

Shipping Policy

When buying a security through Investopia, we try to minimize the settlement time for the off-market transaction. The maximum time for settlement is T+2 days (T is the date of payment).

We transfer securities directly to the Demat accounts of the client. The DP ID and client ID provided and updated with us will be used to deliver the securities to the user of our platform. In case, the details are incorrect and/or the same has been changed without updating them with Investopia, the risk of delivery will have to be borne by the user

Cancellation Policy

The cancellation of the order will be at the sole discretion of Investopia only in case of unavailability of the desired quantity or inability to deliver the securities in which case the complete amount would be refunded back to the registered bank account number of the client.

Once a payment has been made by a client against an order request, Investopia has a NO CANCELLATION policy.

Refund Policy

Buying and selling of securities is a conscious decision and thus post purchase no refunds can be made on request on any grounds whatsoever. However, in case of any delay in the delivery of securities or unavailability of shares, Investopia

Investopia does not offer any refunds against the payments made for buying 

Investopia PMLA Policy

The Prevention of Money Laundering Act, 2002 came into effect from 1st July 2005. Necessary Notifications / Rules under the said Act were published in the Gazette of India on 1st July 2005 by the Department of Revenue, Ministry of Finance, and Government of India.

SEBI vide circular dated 18th January 2006 required Market intermediaries to lay down policy framework for anti-money laundering measures to be followed. Investopia  being a marketplace needs to adhere to the same. SEBI has also issued a Master circular dated 19th December 2008, which consolidates all the requirements/obligations issued with regard to AML/CFT until December 15, 2008

Money Laundering is not just an attempt to disguise money derived from illegal activities. Rather, money laundering is involvement in any transaction or series of transactions that seek to conceal or disguise the nature or source of proceeds derived from illegal activities, including drug trafficking, terrorism, organized crime, fraud, and many other crimes. The objective is to have a system in place for preventing any money laundering financial transaction through us and to identify, monitor, report any such transaction to appropriate authorities.

‘Know Your Customer’ (KYC) is a standard mandatory check from our end to ensure high ethical and professional standards and prevent the Company from being used, intentionally or unintentionally, by criminal elements ". KYC enables us to understand customers, the beneficial owners, the principals behind customers who are acting as agents and their financial dealings better which in turn will help us to manage its risks prudently. The management of the company is fully committed to establish appropriate policies and procedures for ensuring effectiveness and compliance with respect to all relevant legal requirements.