Capital Small Finance Bank Ltd.

Industry: MicroFinance Bank

Founded: 2000

Headquarter:  Jalandhar



  • Capital Small Finance Bank Limited started operations as local area bank on January 14, 2000 and as India's 1st Small Finance Bank on April 24, 2016 based in Jalandhar, Punjab
  • In spite of a challenging year, the bank registered both top and bottom-line growth on the back of their collection efficiency and ability to service our clients
  • The company has one of the highest deposits to balance sheet ratio (~84%) among other Micro-finance companies in India. 99% of Capital’s loan book is secured, the highest of other SFB peers.
  • In FY22 the banks net total income grew by 27%, reaching Rs 309 crores, within which, the net interest income grew by 29% to Rs 255 crores, resulting in stronger performance ratios.